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‘It’s a constant weight’: Americans struggle with record credit card debt

As credit card debt reaches $1.17tn, people across the US are struggling to save and living check to check

‘Engine of inequality’: delegates discuss AI’s global impact at Paris summit

Emmanuel Macron’s tech envoy warns attenders current trajectory of artificial intelligence is unsustainable

‘It’s nightmarish’: why 1.5m Britons are still hunting for a job

UK jobseekers say employers are hiring fewer staff, whom they expect to do more for less pay

Average service charge for flat in England and Wales hit £2,300 last year

Annual rise of 11% is likely to fuel fresh calls for Labour to accelerate overhaul of scandal-hit leasehold sector

M&S boss says UK retailers being ‘raided like a piggy bank’ over planned tax rises

Stuart Machin also speculates about whether successive governments have been guilty of ‘snobbery’ towards retail

Deals for two: how couples can save at any stage of their relationship

There are huge savings to be made as a pair, from meals to outings to pensions

UK house prices jump to new high as stamp duty rise looms, says Halifax

Average property price increases by 0.7% in January to record £299,138 as market starts year ‘on positive note’

What does the Bank of England interest rate cut mean for mortgages and savings?

Decision will lead to lower borrowing costs for those on trackers – but fixed-rate deals will stay the same

Rise in scam job texts to teens from fraudsters posing as TikTok staff, study finds

Messages falsely claim young people can make up to £800 a day liking videos on platform

Citigroup commits to hybrid working, bucking Wall Street trend

Managers told letting most staff continue to work up to two days from home will give bank competitive advantage

Over 1m people face fines after missing HMRC self-assessment tax deadline

Penalty of £100 kicks in on 1 March for those who failed to pay by 31 January, and rises after three, six and 12 months

Cap on-the-day British intercity rail fares, campaigners urge

Campaign for Better Transport says ‘fair fares’ are needed as system penalises people who cannot book ahead

Barclays says IT glitch that locked customers out of accounts is fixed

Fault caused major problems with payments for two days and reportedly disrupted house moves

Ministers could allow council tax to rise by up to 25% to prevent bankruptcies

Experts say it is inevitable government will let English local authorities exceed 5% cap if they are likely to go bust

‘He spent thousands’: how a bank team tries to rescue scam victims

Santander’s specialist squad aims to save customers from the grips of fraudsters offering romance and more

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