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Here’s a tip: eliminate US tipping culture and pay people a living wage

Our tipping culture was in place long before Trump, but his ‘no tax on tips’ promise – now law – is enabling it

Apprenticeships have collapsed in England – Labour needs to fine-tune the solution, fast

Responsibility for vocational training and skills has bounced around Whitehall for years, and enrolment rates are down by a third. Can the latest tweaks work?

MAD 4 1T: the obsessive collectors who pay big money for personalised number plates

Customised plates often cost more than the car – and yet the number of people queueing up to buy them is at an all‑time high. What’s the appeal?

Wealthy parents rush to give children their assets as tougher UK inheritance tax rules loom

Big family enterprises, which previously paid no IHT, will face tax of 20% on value above £1m from April

Stagnant GDP shows scale of challenge for Rachel Reeves at autumn budget

Chancellor calls economy ‘stuck, not broken’ but there are signs her policies have added to the UK’s economic headwinds

UK contactless payments could go above £100 or become unlimited

Financial watchdog says proposals to allow providers to set own limits would be more convenient for shoppers

Rise in energy prices leaves 1m UK households behind on bills

Energy debts have more than doubled in last 12 years, finds report, as Ofgem signals it will raise cap on bills

FCA warns car finance firms over ‘lost’ data amid £18bn compensation scheme

City regulator says it will challenge lenders claiming not to have records about mis-sold car loans

UK banks face lawsuits over mortgages that left people with huge debts

Group actions against Barclays and Bank of Scotland over products that left some people owing up to 20 times the sum they borrowed

Our charity could have lost thousands due to Thames Water delay

It took a year and a half after we paid for installation for the company to connect our refurbished property

Londoners buying lowest share of property outside capital since 2013

Stalling house prices and shift back to office working are affecting people’s ability to move out of city, say experts

An ale star cast: pint-pulling Rupert Everett surprises country pub’s punters

Hollywood actor helps out at the Swan at Enford in Wiltshire as he and his neighbours fight to save their local

Share your experience of tech surveillance at work in the UK

We’d like to hear from UK staff and bosses about their experiences of tech monitoring at work

Average UK house price rises to record £299,331, says Halifax

Increase of 0.3% in August marks third consecutive monthly rise, exceeding market expectations

Resale ‘subterfuge’: Viagogo sent fan his tickets along with a stranger’s passport

Experiences of booking for big London gigs underscore the opaque practices of some online platforms

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  • The water torture goes on at Thames. Sector-wide reform isn’t moving much faster
  • Will Trump’s economy sink Republicans in the US midterm elections? Our reporters answered your questions
  • The Guardian view on food security: we have just-in-time, we need just-in-case
  • Thames Water asks for £2.4bn more to avoid going bust this year or early 2027
  • People in the US: what is your personal ‘recession indicator’?
  • John Healey poised to raise taxes on banks in budget
  • Cost of balancing Great Britain’s power grid reaches nearly £50m a day
  • Lisa Nandy ‘minded to intervene’ in Sky’s £1.6bn purchase of ITV
  • Cult venue Prince Charles cinema ‘saved’ after lease renewal signed
  • Wall Street drops after jump in US producer inflation; John Healey says UK banks are part of ‘jewel in the crown’ – as it happened
  • Tech market sell-off deepens amid fears over US inflation and AI debt
  • US lawmakers unveil bill to hold Wall Street’s ‘Epstein-connected’ bosses to account
  • Bad news for Trump ahead of the midterms: it’s still the economy, stupid
  • John Healey vows to give ‘breathing space’ to consumers and businesses in first budget
  • Gen Z wrestle with shame from ordering delivery food: ‘This economy is not for the weak’
  • Key US voters say economy is getting worse ahead of midterms, exclusive poll finds
  • Wallace & Gromit maker Aardman falls short of return to profit
  • UK economy unexpectedly grows in August despite fall in consumer spending
  • ‘I introduce myself to anyone who looks a bit jumpy’: a security guard’s take on anti-shoplifting fixes
  • Poland’s ascent from communist state to top 20 economy reverses the brain drain
  • UK households have paid extra £13,961 on bills since 2021 amid soaring inflation, TUC says
  • The global economy is muddling through against the odds. But a storm is coming
  • Unemployment in Australia reaches 4.7%, its highest in nearly five years
  • ‘Like, really, really shocked’: why are so many people riffing on this sheep’s sex appeal?
  • UK hospitality sector to offer up to 100,000 jobs to young people out of work
  • The UK energy secretary is flirting with a bad idea for bills – the ‘rising block tariff’
  • Sir Trevor Phillips urges CBS News colleagues to give critics blunt riposte
  • Done family took £30m dividend from Betfred before warning of job cuts
  • US inflation rose to 3.7% in September in blow to Republicans before midterms
  • ‘Ugly’ jump in US inflation, driven by gasoline prices, in blow to Trump before midterm elections – as it happened

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