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How to get yourself mortgage ready

From checking how much you are likely to be able to borrow, to planning ahead of an application

Homebuyers could struggle with mortgages as UK banks tighten affordability tests

Brokers warn soaring bills, tax rises and big hike in cost of household basics have forced lenders to recalculate models

Ex-Goldman banker Roger Ng found guilty in billion-dollar 1MDB scandal

Ng, 49, found guilty of helping to embezzle money earmarked for development in one of biggest frauds in financial history

I’m locked out of my account, but Co-op Bank doesn’t answer

A reader says the lender is almost impossible to contact and it doesn’t accept emails or messages

JP Morgan boss: US should take stronger stance over Russia

Jamie Dimon says bank could lose $1bn from crisis and calls for new ‘Marshall plan’ to ensure energy supply

Sainsbury’s Bank: it feels like loyalty isn’t on the cards

A reader writes that when they added their Nectar card number to an insurance quote, the price went up

BA investors as much as customers deserve explanation for IT woes

It’s hard to fathom why airline and IAG didn’t throw kitchen sink at deep-rooted problems years ago

UK credit card borrowing surges amid cost of living crisis

Concerns that low-income households are turning to expensive forms of lending as inflation soars

Sainsbury’s will do well to take the low-pay pressure seriously

It’s hard to see why the supermarkets have resisted real living wage accreditation for so long

NatWest returns to majority private control as it buys back £1.2bn in shares

UK government sells more of stake in group formerly known as Royal Bank of Scotland at a loss over 2008 price

HSBC cuts references to Ukraine ‘war’ from its analyst reports

Bank has softened language in research documents, according to report, amid pressure to exit Russia

Lloyds, Halifax and Bank of Scotland to shut 60 branches

Union says 124 jobs across UK will be lost, with affected branches closing by end of 2022

Oligarch linked to billions in 27 Swiss bank accounts in sister’s name

Leaked documents raise questions over financial relations between relatives of billionaire ex-Arsenal shareholder Alisher Usmanov

NatWest to launch ‘buy now, pay later’ credit scheme this summer

First UK high street bank moves into lucrative yet unregulated payment sector

Isas: is fixed rate or easy access better as interest rates rise?

(Slightly) higher rates are on offer for tying up your cash for longer but in fact you’ll often do better with a non-Isa

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  • Leading UK retailers ‘breaking law’ by not refunding customers for returned goods, Which? finds
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  • US borrowing costs hit 5% for first time since 2023 amid bond sell-off
  • UK government moves to acquire Speciality Steel UK; AI stocks hit by calls for slowdown – as it happened
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  • Crispin Odey loses appeal against lifetime ban from UK financial services industry
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  • What is the Register of British Slave Traders and whom does it identify?
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