How the banking report affects you

The ICB report recommends structural changes to the UK's banking sector, including the ring-fencing of consumers' money. But how else will the changes affect customers?

Bank reforms ‘are high noon’ for coalition

Lib Dem peer says ministers must back proposals from the independent commission on banking, due to be published on Monday at 7am, as 'radical reform was why we signed up with the Tories'

Meltdown: not just a metaphor

Joseph Stiglitz: Vested interests cause both our financial system and the nuclear industry to compulsively underestimate risk

Eliot Spitzer: Wall Street’s fallen angel

The downfall of ex-New York governor Eliot Spitzer in 2008 was spectacular. But while the "Luv Guv" became a laughing stock, have we lost the one man with the experience and tenacity to take on the financial giants?