The use of buy now, pay later firms such as Klarna and Clearpay have increased in popularity over recent years. However, missing repayments can result in spiralling debt, prompting these services to be brought under regulation by the UK’s financial regulator.

We would like to hear from those who have used these service. What is your experience of keeping up repayments? Have you found it easy to manage or have you found yourself in debt?

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